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How do I check Capfin Balance with a Cellphone

CAPFIN is a division of Century Capital (Pty) Ltd, registered with the NCR as a South African credit provider. You may call Capfin contact centre on 087 354 0000 or use USSD facility *134*6454# to obtain your settlement quote,  update your details, check your statements or view your account history. The Capfin loan interest rate is 5% per month maximum for the 6-month loan or 28% maximum for the 12-month loan.

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How to log into your Capfin Account Online

  • Step 1: Open your web-browser
  • Step 2: Go to
  • Step 3: Enter your valid SA ID number and click “Login”
  • Step 4: You will receive an OTP to your cellphone number registered for RICA
  • Step 5: Enter the OTP and you will be logged in automatically

You may then make payment via the following options before your given expiry date:

  • Direct Deposit
  • EFT
  • Pay@ available in any PEP Store

SMS “help” to 43679 and a Capfin consultant will call you back or use USSD dial *134*6454#

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