Tag Archives: capitec bonds

Capitec Bank Home Loans

Capitec bank offer home loans from SA Home Loans from R100 000 – R5 million over a period of 240 months. Special deals and arrangements are available to government employees. Approval of the Capitec Bank Home Loan is within 5 working days. You can also switch your existing bond to Capitec Bank

Affordability

Speak to a Capitec Bank service consultant to see how much you qualify for based on your income (or joint income). You need a good understanding of your:

  • monthly income
  • monthly expenses

 

Step 1: Visit a Capitec Bank branch

Visit any of Capitec Bank’s Gauteng Branches and speak to a service consultant.

  • We need verbal confirmation of a signed offer to purchase
  • You must be 18 – 60 years old
  • You must not be under debt counselling

Step 2: SA Home Loans will contact you in 2 working days

Documents to be collected by an SA Home Loans consultant to complete your application:

  • Copy of signed offer to purchase
  • ID document (for joint home loans, both applicants’ ID documents)
  • Copy of marriage certificate and/or antenuptial contract
  • 3 months’ salary slips
  • 3-month bank statement(s)